A:Answer Kevin,
I have DJI Care that will cover any damage occured during flight, you might want to look up all of the details on DJI's website regarding this..... but after losing my first Mavic Pro into Lake Erie last summer, due to my own fault, I called my State Farm Agent and asked about Personal Itemized Insurance on my new Mavic Pro, much like jewelery and firearms. Needless to say I am paying $60 annually for a $1000 policy with $0 deductible for either a lost or stolen drone, small price to pay to ease your mind during flight. Hope this helps.