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Upgrade Early
with Sprint Flex
or Monthly

Sprint Flex

Sprint Flex gives you the best way to get the latest phone with Sprint's lowest out-of-pocket price, annual upgrades and the flexibility to own your new phone outright.

With Sprint Flex, you get time to enjoy your new phone before deciding whether to upgrade (in as early as 12 months), continue to make lease payments or decide to buy. Unlike other carriers who require you to decide to buy up front, Sprint lets you make the final decision later.

How Sprint Flex works:

  • Pick your phone and pay Sprint's lowest out-of-pocket cost when you finance the phone over 18 months (for well-qualified customers)
  • Choose from two annual upgrade options:
    • With iPhone or Galaxy Forever, you can upgrade to the latest model after 12 monthly payments for just an additional $5/month
    • Choose any other phone and upgrade after 12 monthly payments for just an additional $5/month
  • Want to keep your phone? At 18 months, you can choose to own it outright by paying it off in 1 payment or 6 monthly payments. Either way, your cost is the same and the phone is yours to keep.
  • Not ready to make a decision? Simply continue making month-to-month payments.

Monthly Installment Plan


Upgrade Checker

Eligible for a new phone and the option of month-to-month payments? Find out with the Best Buy Mobile Upgrade Checker.

See upgrade eligibility ›

Monthly installments are an affordable option to pay for your phone, tablet or mobile broadband device over time. You simply purchase an eligible device with a variable down payment, depending on device, and agree to monthly installment payments for the device.

  • $0 down for well-qualified buyers with no up-front fees on select devices.
  • Early upgrade options available for as low as $5 per month.
  • Eligible with Affordable Choice plans and Unlimited Freedom — more lines, more high-speed data at a lower price.
Browse Phones

Requires 24 mo. installment agreement, 0% APR, and qualifying device & service plan. Credit approval required. Device pricing for well-qualified buyers. Monthly payment terms for all others will vary and a down payment may be required. Down payment, unfinanced portion and sales tax (on full purchase price) due at purchase. If you cancel wireless service, remaining balance on device becomes due.

Early upgrade with monthly installments: Requires active add-on through time of upgrade with minimum of 12 consecutive payments of both the buy up and an installment agreement for phones, new phone Installment Agreement, account in good standing, and give back of current eligible device in good and functional condition. After upgrade, remaining unbilled installment payments for giveback device are waived. No discounts apply. The Early Upgrade option is available to customers who are upgrading a phone purchased with monthly installments or leased with a qualifying plan. Simply choose to add-on the $5 per month per line early upgrade option plan within 30 days of the new activation of a new phone. After you've paid the $5 monthly charge for 12 consecutive months, you can upgrade to a new phone with monthly installments or a lease. Giveback of your current phone will be required.

2-in-1 laptops

Find a Best Buy Store Near You

Sign up for monthly installments at a Best Buy store.

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What are monthly installments?

Monthly installments give eligible customers an affordable option to pay for their phone over time. Simply purchase an eligible phone with a variable down payment, depending on the phone, and agree to monthly installment payments for the phone.

Who is eligible for monthly installments?

New and current consumer, individual liable and small corporate liable customers.

Do monthly installments require an installment agreement?

Yes, monthly installments require an Installment Agreement that allows a customer to pay for the device over 24 months. Additionally, the customer is subject to the terms of the selected service and is required to sign a month-to-month Service Agreement, but the customer will not be subject to a term commitment.

How will payments be divided up over 24 months?

Pay the same amount for 23 months and the balance will be due with the final payment in month 24.

What out-of-pocket costs do I need to pay at purchase when participating in monthly installments?

You will be required to pay all applicable sales tax against the Suggested Retail Price (SRP) as well as any applicable down payment for any device being purchased. See store for specific pricing details.

Are prepaid accounts eligible for monthly installments?

No. Prepaid accounts are not eligible for monthly installments.

Can I pay more than the scheduled monthly Installment Agreement?

Yes, you can pay more than the scheduled monthly Installment Agreement.

Can I upgrade the device annually on monthly installments?

Smartphones and feature phones may be eligible for annual upgrades while on certain qualifying plans.

How many installment Agreements can an account have?

You can have as many installment agreements as lines of service you are approved for (Max. 10 for consumers and individual liable customers).

Is there an activation or upgrade fee for customers who purchase a device through monthly installments?

For consumers and individual liable customers, standard $30 activation or upgrade fee will apply for all smartphones and feature phones on the customer's first invoice.