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Q: Can this be used as a renewal for an existing Quicken Premier subscription?
A: Yes... I refuse to pay full subscription price thru Quicken so I always wait until it goes on sale. I've been doing this for the past 2 years (including this year) and have had no problems. When you enter the new activation code it automatically adds the 365 days onto your existing subscription.
A: While I am not 100% certain, I believe your assumption is correct. By making the purchase, I believe you are entitled to an additional 1 year subscription (i.e., the activation or key code is new). I've seen nothing to suggest or dictate when you have to use the code to activate the subscription. So holding onto that activation/key code should not be a problem. In my case, every year I purchased my new subscription when I see a good sale and usually several weeks ahead of when my old subscription is set to expire. And a few days before it was set to expire then I would add the new activation/key code. This may not provide the absolute certainty that you are looking for but I do believe the activation/key code will still be good when you want to use it in April or May 2021.
A: Yes. When you register, it will ask you if you want a 1 year subscription or a 2 year subscription. You can update to the lastest version during your subscription period and anytime an update is available. This is a new subscription method of usage. The old method of purchase software, then it's yours no longer exists. You may be limited as to what features (like bill-pay) are available once your subscription expires.
Q: Does the Quicken box contain a physical Disc?
A: The Quicken Premier Box I purchased contained a physical disc. The activation card states that to use Quicken you must activate your subscription at quicken.com/activate with the one-time use activation code, CD installation is optional.
Q: do they only sale subscriptions
A: Yes. Intuit sold Quicken to another company, and they've gone to a subscription model, enforced by killing the ability to download patches or (importantly) bank data unless your subscription is current. There is no longer a "buy it once, use it until _you_ decide to upgrade" option for this product. Unfortunately Quicken is still sorta the gold standard in the class of personal finance software that keeps the data on your machine rather than in the cloud somewhere. Despite all its warts. Some of the others are starting to catch up, but Quicken monopolized the data download business by having their protocol become the default standard. There is a competing protocol, but it isn't yet available from all banks and at this time it too has a (much lower!) yearly subscription fee.
Q: Can the backup disk be ordered with the Quicken Premier software?
A: Yes. If you've already purchased your Quicken product, you can contact Quicken to get a backup disc if you'd like - www.quicken.com/support.
A: It will also change your subscription to Premier.
Q: is the subscription code sent by email or do I have to pickup the package at the store?
A: The code is on a card inside the shrink-wrapped CD case