A:Answer $49.99 is the 'discount' price when going with a two year contract. $49.99 (product); $40.00 one time activation fee; a monthly $20 access line fee (to use/access to the high speed data allotment); then there is the contract fee of $20 each month, for 2 years starting from the time you agreed to maintain the contract. If at any time the account is canceled, the person is to pay the remainder $149.99/ $150.00 plus $4 for each month that had been completed.
If the 2 year agreement is fulfilled, the $20 contract fee will become a $20 credit for being off contract.
$199.99 (unactivated) is the full retail price, so the person will not have to agree to a 2 year contract. If a person decide to go with this price then there will be a $40 one time activation fee and $20 dollar access line fee (if you chose to use it on postpaid plan) You can cancel the account any time without penalty.
The $199.99 comes with a prepaid sim card, where as, the $49.99 comes with a postpaid sim card. Yes the sim card is already inside its tray underneath the battery.
To activate the postpaid account you would have to go to AT&T's website and do a search for activate sim card.